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State Pension Top-up

Up until April 2017 you can top up your state pension. This initiative allows people who reach the state pension age before April 2016 to top up their pension. This includes those who are already drawing the state pension.

The government is allowing retirees to buy extra state pension by paying so-called Class 3A voluntary National Insurance contributions between October 2015 and April 2017. This will help people reaching state pension age before 6 April 2016 who will not receive the new single-tier state pension.

Some retirees will be better off under the new system (eg some women and self-employed workers) and the top-up will allow pensioners retiring before that date, and who may feel that they are missing out, a chance to build up a higher future state pension income.

You can choose to top up your State Pension by between £1 and £25 per week. How much you'll need to contribute depends on:

  • how much extra pension you want to get each week
  • how old you are when you make the contribution

To use the state pension calculator please visit the Gov.uk site.

Should you need any assistance do not hesitate to contact us

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